Timber Loans Alabama

Our Timber loans are designed to meet the unique needs of businesses within the forestry industry. Get started by completing our loan application or contact an Alabama Farm Credit loan officer at (877) 681-6087 or reach out to one of our branch offices.

Loan Application

About Our Timber Loans

We are positioned to work with part-time and full-time timber operations. Whether you’re adding timberland to an existing investment portfolio or purchasing a timber property that doubles as recreational acreage for you and your family, we have the tools and background to meet and understand your needs. With licensed foresters on staff, Alabama Farm Credit can also offer understanding and service that goes beyond the typical lending experience.

Unique Needs, Powerful Partnerships

Our members benefit from lenders who get to know them and the needs that are unique to timber-related businesses. Financing is available to a wide range of businesses from those investing in timberland to others looking to create access to, or make improvements on, forestland.

Wide-Ranging Opportunity

Alabama Farm Credit provides financing for timber-related work big and small. This could include, but isn’t limited to, establishing roads and fire lanes on an existing property, replanting harvested areas or aiding a timber company in its purchase of sawmill equipment or leasing machinery.

Estimate Your Loan Payment

Input your purchase price and interest rate, and quickly estimate your loan payments.

Loan Calculator

Competitive Interest Rates

To receive an interest rate quote, contact the branch office nearest you.

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Frequently Asked Questions

We’ve curated the top questions we’re asked most often. If you are unsure about our services, how a cooperative works or other details, you may find the answer you’re looking for right here.

More FAQs

Farmers, ranchers and producers who obtain a loan are required to purchase voting stock. Our borrowers are considered members of Alabama Farm Credit, and have the privilege of being a voice within the cooperation. Your right to vote, in accordance with the Farm Credit Act and Alabama Farm Credit bylaws, allows you to elect the members of your Board. These members work closely with Alabama Farm Credit to ensure that your needs are addressed.

Anyone owning or purchasing rural property. Those engaged in farming, timber or other ag-related businesses may also be eligible. This includes individuals, partnerships and corporations. Additionally, loans may be obtained for financing part-time farms, rural residences or recreational property. Loan approval and terms are subject to the creditworthiness of the applicant(s) and the collateral offered.

Yes, we make loans for the purchase, construction and improvement of homes located in rural areas. We also finance rural homesites where a home is designated for future construction.

We provide Operating Loans, Improvement Loans, Barndominium Loans, Poultry Loans, and Hunting Land Loans among many other types of Loans

YOUNG BEGINNING AND SMALL FARMERS

We’ve created a pathway to ownership for young, beginning and small farmers.

At Alabama Farm Credit, we recognize that the future of American agriculture depends on a new generation of producers. Whether you’re completely new to farming, a 4-H member buying a show heifer for a foundation herd or a young person taking over the family farm, our New Generation II Loan may be what you’re looking for.

Find Out Who's Eligible