Does Alabama Farm Credit make home loans?

Yes, we make loans for the purchase, construction and improvement of homes located in rural areas. We also finance rural homesites where a home is designated for future construction. Alabama Farm Credit also offers loans through the secondary mortgage market (Fannie Mae loans).

How much can I borrow?

Whether you are a young, beginning or small farmer or a large corporation, Alabama Farm Credit can meet your financing needs. When assessing a loan application loan officers consider these primary factors: the individual, financial responsibility, repayment capacity, loan purpose and security offered.

Agriculture Business Loans Alabama

Our agribusiness loans drive production. Get started by completing our loan application or contact an Alabama Farm Credit loan officer at (877) 681-6087 or reach out to one of our branch offices.

Loan Application

Find the Perfect Agribusiness Loan

Your agribusiness is unique and deserves a loan that gives you the financial assurance you need to keep your business thriving. At Alabama Farm Credit, our dedicated team is here to work with you and provide customized financing options for a variety of partners, including:

Feed Distributors
Seed and Chemical Providers
Farm Equipment Retailers
Repair Services
Veterinary Providers
And more

Financing the Larger Agricultural Industry

While our cooperative provides financing to farmers, we also partner with related businesses that handle the cap market transactions.

Specialized Familiarity

Alabama Farm Credit underwrites loans for businesses that supply, support and bring to market agricultural products and commodities. Our focused expertise and partner history with all businesses in all facets of agriculture creates reliable and lasting partnerships with our borrowers.

Competitive Interest Rates

To receive an interest rate quote, contact the branch office nearest you.

Frequently Asked Questions

We’ve curated the top questions we’re asked most often. If you are unsure about our services, how a cooperative works or other details, you may find the answer you’re looking for right here.

More FAQs

ABOL
AgSweep
RLOC

Anyone owning or purchasing rural property. Those engaged in farming, timber or other ag-related businesses may also be eligible. This includes individuals, partnerships and corporations. Additionally, loans may be obtained for financing part-time farms, rural residences or recreational property. Loan approval and terms are subject to the creditworthiness of the applicant(s) and the collateral offered.