Alabama Farm Credit's borrowers also own its stock. Why?

Farmers, ranchers and producers who obtain a loan are required to purchase voting stock. Our borrowers are considered members of Alabama Farm Credit, and have the privilege of being a voice within the cooperation. Your right to vote, in accordance with the Farm Credit Act and Alabama Farm Credit bylaws, allows you to elect the members of your Board. These members work closely with Alabama Farm Credit to ensure that your needs are addressed.

Does Alabama Farm Credit make home loans

Yes, we make loans for the purchase, construction and improvement of homes located in rural areas. We also finance rural homesites where a home is designated for future construction. Alabama Farm Credit also offers loans through the secondary mortgage market (Fannie Mae loans).

Livestock Loans Alabama

Alabama Farm Credit finances livestock operations of all sizes. Get started by completing our loan application or contact an Alabama Farm Credit loan officer at (877) 681-6087 or reach out to one of our branch offices.

Loan Application

About Our Livestock Loans

Alabama Farm Credit finances startup and operation capital for a wide range of livestock farm types, from the newly established farmer to multigenerational farm families across northern Alabama.

Customization

Understanding the uncertainties of farming, our cooperative is committed to providing flexible financing for a cattle or livestock farm’s startup, operating and improvement cost.

Experience

Alabama Farm Credit’s long history with agricultural financing allows our cooperative to work more effectively with ranchers than most traditional banks can. Many of our loan officers are cattle farmers themselves and understand the needs of your operation.

Estimate Your Loan Payment

Input your purchase price and interest rate, and quickly estimate your loan payments.

Loan Calculator

Competitive Interest Rates

To receive an interest rate quote, contact the branch office nearest you.

Get Quote

Frequently Asked Questions

We’ve curated the top questions we’re asked most often. If you are unsure about our services, how a cooperative works or other details, you may find the answer you’re looking for right here.

More FAQs

How much can I borrow?

Feb 19, 2021, 15:19 PM

Question : How much can I borrow?

Whether you are a young, beginning or small farmer or a large corporation, Alabama Farm Credit can meet your financing needs. When assessing a loan application loan officers consider these primary factors: the individual, financial responsibility, repayment capacity, loan purpose and security offered.

YOUNG BEGINNING AND SMALL FARMERS

We’ve created a pathway to ownership for young, beginning and small farmers.

At Alabama Farm Credit, we recognize that the future of American agriculture depends on a new generation of producers. Whether you’re completely new to farming, a 4-H member buying a show heifer for a foundation herd or a young person taking over the family farm, our New Generation II Loan may be what you’re looking for.

Find Out Who's Eligible

Alabama Farm Credit Out in the Field

Learn more about Alabama Farm Credit, our members and the work we do for Agriculture in our communities.

Field Notes

Contact Us

Find a Branch 877-255-7945 Contact Us Online